Professional Retirement Planning Software

The Tools You Need. Built for You.

Close more prospects. Justify your fee. Scale without hiring. Everything advisors need—without the enterprise price tag.

Currently invite-only • Join the waitlist to get early access

Compare to:
RightCapital$125-250/mo
MoneyGuidePro$1,295-2,500/yr
eMoney$3,500-8,000/yr
RetireArc: A fraction of the cost

The Questions That Keep Advisors Up at Night

You know the tools exist. You just need them at a price that makes sense.

"How do I close before they leave?"

Demo Mode: Enter data live, show Monte Carlo projections, identify gaps—all before they walk out.

"How do I justify my fee vs Betterment?"

Tax Planning Suite: Roth conversion analysis, IRMAA modeling, RMD projections. Show value a robo can't.

"Can I handle 50 clients solo?"

AI meeting prep, one-click briefs, automated gap analysis. Scale without hiring an associate.

"How do I keep clients engaged?"

Clients own their portal and data. They stay engaged because they can explore anytime—you get read access.

"Am I audit-ready?"

Every client interaction logged with timestamps, IP addresses, action types. Built for fiduciary standards.

CLOSE MORE CLIENTS

Demo Mode for Live Meetings

Enter prospect data during the meeting. Show instant projections, identify gaps, demonstrate value—all before they leave.

5-Minute Data Entry

Guided wizard collects assets, income, goals quickly

Instant Gap Analysis

Show emergency fund, savings rate, and retirement gaps

Live Projections

Monte Carlo results while they watch

One-Click Convert

Turn demo into client invite when they're ready

TAX PLANNING SUITE

The Conversation That Closes Clients

Walk clients through their tax situation with visual tools. Show the problem, the challenge, and position yourself as the solution.

STEP 1: THE PROBLEM

Tax Buckets

"80% of your savings is where the IRS controls when you pay"

STEP 2: THE CHALLENGE

RMD Projections

"At 75, you'll need to start required withdrawals"

STEP 3: THE REALITY

Bracket Comparison

"You could be in a HIGHER bracket in retirement"

STEP 4: THE SOLUTION

Roth & SS Optimizer

"Here's how we defuse the tax bomb"

UNIQUE TO RETIREARC

Built-in Insights

Every screen explains why it matters. Help clients understand the impact of their decisions.

AI-POWERED

Meeting Prep Briefs

One-click AI briefs with talking points, key metrics, and action items. Export to PDF.

Currently in Private Beta

Designed with input from fee-only advisors. Built for fiduciary standards from day one.

256-bit Encryption
Fiduciary-Grade Security
Your Data, Your Control
BETA ACCESS

Choose Your Plan

Join the beta to lock in founding member pricing. Your clients always use it free.

Starter
Early Access
Up to 10 clients
  • Gap Analysis & Health Score
  • Monte Carlo Projections
  • Demo Mode
  • SS Optimizer (Basic)
  • PDF Reports
Most Popular
Professional
Early Access
Up to 50 clients
  • Everything in Starter, plus:
  • Tax Analysis Suite
  • Roth Optimizer + 401(k)
  • Education Planner
  • Advanced SS Optimizer
  • Legacy Check
  • Audit Logging
AI Powered
Enterprise
Early Access
Up to 150 clients
  • Everything in Professional, plus:
  • AI Copilot Assistant
  • AI Meeting Prep
  • AI Gap Insights
  • Plaid Bank Linking
  • Custom Branding
  • Priority Support

Founding member pricing for beta users • Need more than 150 clients? .

Ready to Elevate Your Practice?

Join advisors using professional-grade retirement planning tools—without the enterprise price tag.

One Platform. Two Sides of the Relationship.

RetireArc connects advisors and individuals. No other platform does this.

For Advisors

Your clients get their own portal to explore — you get engagement insights and read access to their data.

For Individuals

See your full retirement arc yourself. Outgrow DIY? Connect with an advisor who already knows your data.

Advisors' clients stay engaged between meetings. Individuals who need help become warm leads.

FOR INDIVIDUALS

Finally Get Answers to the Questions That Keep You Up at Night

No jargon. No complicated spreadsheets. Just clear answers about your retirement.

"Can I afford to retire?"

See exactly where you stand today and what you need to hit your goal.

"When should I take Social Security?"

Find your optimal claiming age. The wrong choice can cost you $100K+.

"What if the market crashes?"

Test your plan against bad markets, inflation, and unexpected expenses.

"What am I missing?"

Get a financial health checkup that spots the gaps most people overlook.

"Can I afford my kids' college?"

See how much you need to save and when to start.

BETA ACCESS

Essentials

Get the answers you need

Early Access
  • "Can I retire?" calculator
  • Plan together with your spouse
  • Track your net worth over time
  • Financial health checkup
  • What happens if you retire at 60, 62, or 65
  • Kids college savings planner

No credit card required

BEST VALUE

Complete

Optimize every dollar

Early Access
  • Everything in Essentials
  • Link your bank & investment accounts
  • Social Security optimizer
  • Pay less taxes on your retirement income
  • PDF reports to share with your spouse
  • Set and track your retirement goals

No credit card required

Frequently Asked Questions

Questions advisors ask before joining